I cannot resist the siren call of the New Year’s resolution. Sure, this system of goal setting has literally never worked for me. And yeah, I am now in my thirty seventh year, so why should things change this late in the game?
But motivation is a rare thing, and I should at least try to capture it the one time a year it predictably shows its head like Punxsutawney Phil.
My goal is to bring our annual spending back to $40,000 again. That translates to a very attractive looking $3,333 a month. We used to come in under that figure, no problem… back after we’d paid off our mortgage. So, yeah, apples and elephants now that we have a big honking mortgage again, I know.
Still, when I look at a single month, it sure does seem possible. Plus, I have a secret weapon, as shown in the picture.
No, not the adorable, obedient puppy who gets an appropriate amount of love and attention, and definitely is not spoiled. I mean the high tech system of pizza sauce jars with cash money inside.
Yes, we are getting back to basics in the Done by Forty household, and using a cash system. At least for a month. (Or at least that’s what Mrs. Done by Forty has agreed to. Little does she know that I plan to institute a cash year in 2018, and this first month is just the tip of the iceberg. But seeing how she is this blog’s editor, she is probably becoming aware of my ruse right… now.)
Each of us will keep $100 in our wallets, as that’s almost always enough to cover any single purchase.We’ll keep receipts for whatever we buy, and then “true up” when we get back home or whenever we think about it (i.e. – I