I’m going to let you into a secret. Most people don’t want to be rich.
Oh, I know they say they do. But humans are complicated and they say lots of things. Generally, if you want to know what people really want, its better to look at what they do rather than what they say.
What most people mean is that they want to spend like they’re rich. Or, more accurately, they want to spend like a rich person on their way to becoming poor.
Most are unwilling to pay the price of becoming rich. They may want the outcome but they aren’t willing to go through the process. This was always confusing for The Escape Artist who, when he said he wanted to be rich, actually wanted to be rich. As in wanted it enough to get a job and start saving.
When I first started saving, it was only dimly related in my mind to becoming financially independent in 20 years time. When I started saving, I had more immediate goals in mind. Like not being homeless. You might say that was irrational…but whoever said people were rational?
After I had the emergency fund covered and the mortgage paid off, I worried less about being homeless. But I pushed on anyway and the summit of the mountain of financial independence started to hove into view.
I’m not gonna lie, there were struggles along the way. I lost count of the number of arguments discussions I had with my wife about why we were doing this saving lark when no one else was etc etc. I lost count of the number of late nights spent in the office and the number of cars that I didn’t buy.
So yes there were struggles, but it was never about deprivation. I just